Monday, September 16, 2013

Ideas and list

Okay so here is the beginngings of the many lists I will develop for our 5year plan.

A Couple of things I thought would be good ideas:

  I love my photos but let's face it just won't have the room for them and the weight of photo albums is a factor. SO I have decided to take all my photos (Well a large number of them!!) and put them on memory cards that can be used with the Digital Photo Frame we have. I have to figure out which memory cards/sticks are compatible with the frame and my computer, time to drag out the documentation on this thing!! LOL 

I have many cookbooks and no tain't taking them along, again weight factors, and let's face it how many of the recipes do I actually use from each one! Couple by the availability of online recipes there is really no need to carry them around. Going to go through them and copy the recipes I actually use and put them in a binder. I know I can just save them to the computer or Cloud Service (Something I will be looking into more) but for now I like them in front of me.

Beginnings of a list of toys:
  Kindle type device
  GPS
  Camera with longer range lens
  Some type of watercraft
  lighter weight sewing machine (you never know!)
 Light weight handheld mixer/blender stick

Hershey RV Show

What a fun time this weekend! Paul and I went to the RV Show in Hershey, PA.  Quite the education we had. Was fun going through the many different styles of trailers and RVs. Interesting how when your reasons change what you look for in something changes as well. While it will be a while before we can seriously consider buying something, we went through them with a critical eye geared to fulltiming. That discounted many immediately. IF we where to purchase something today we would probably go for the Coleman CTU297RE or the Autumn Ridge 315RKS or there was a Puma We saw that I don't have the number for. Anyway it would definitely be a one bedroom, probably rear lounge. As we get closer to that possibility we would have to look into construction a bit more. It's so much fun to dream!!!!

Also went to to seminars, one on FullTiming and one on working on the road. Both very well done and informative. For me as I have been researching this for a long time most of it was reinforcement of what I have learned, for Paul I think it gave him a better understanding of it all. At least it didn't discourage him anyway!!

Interesting tidbit we learned from Bob Marx: FullTiming, was each person should carry a different credit card from the other. This was should something happen to compromise one of the cards and the account needs to be changed you still have one to work with!! Certainly makes a lot of sense.

Also finally got to Cabelas . What a store!!! it's more of a destination. If you are into hunting, fishing, camping, cabining, etc. you could go crazy! Not cheap but must be good stuff because it's one of the biggest names. Rather proud of us, spent two hours wondering around and bought nothing but lunch!

Again really fun weekend!

Wednesday, September 11, 2013

Well moving along with the financial end of things. I wish I was more patient though! I want everything in order NOW! LOL Oh well,Took this long to get here, going to take awhile to get out. Keep looking ahead.
  Going to Hershey, PA this weekend. They have a giant RV Show there but our interest is in the seminar on FullTiming. Fact gathering information hopefully as well as giving Paul a better understanding of what to expect. I love that he has become more open with his feelings on this which has led to him being more open about other feelings and concerns as well. Our lines of communication have gotten even better. That is a wonderful thing no matter where our future takes us!

Thursday, September 5, 2013

Credit Report

So to continue my plan to closed a number of my credit cards I thought it prudent to first get a copy of my Credit Report, so I could see just what I had opened. Wow does everyone have a credit report 37 pages long???? The good thing is all accounts are in good standing, no negative reports at all; I knew that but it's good to see on paper. Now I have to go though this and cross off those already closed, then I can start closing others that I don't use.  I will again request a copy some time the beginning of next year to be sure those that I close are indeed closed, and  will continue to close accounts and requests reports. You can get one free each year from the big three Credit Report Companies. annualcreditreport.com will get you access. Since I can get one from each each year, this will give me hopefully an accurate standing.

I also have been taking advantage of a couple of offers for No Interest For A Year. Switching around my balances to get the best bang for my buck. Have decided which to get paid off first and hopefully this all will work out.  With all we all ready have scheduled I will have to wait until next year to stop spending so much! LOL

Monday, August 26, 2013

Fun day at the Stich's

Had such a lovely day yesterday! Mourning and early afternoon just easy breezy, a bit a grocery shopping and preparing salads to take with us to Jeff and Amanda's. We rather invited ourselves down but did offer to bring dinner with us! LOL
  Lovely dinner, Karen and Ralph joined us. Rousting game a baseball with Anderson! Love that kid so!! Fun, Family, laughs, good food! What more can you ask for!

Credit Cards

Another part Financial Planning will involve the getting rid of Credit Cards. I plan on slowly closing accounts until I am down to one or two, probably two. I will concentrate first on the store cards, I only use them occasionally and absolutely refuse to keep a balance on them as their Interest Rate is ridiculous!  Which to keep and which to delete of the major cards will depend again on Interest Rates and also perks. None of my cards have Annual Fees because that has never made sense to me. Feel I at least did something right!

So now to make a list of all my cards!

Sunday, August 25, 2013

What's in a name

I’m thinking of changing the name of the blog. Any idea’s or do you like this one? Maybe just start a new one?Start a new one somewhere else?  Hmmm decisions decisions
 
This And That
The Road To The Road  (This is probably my choice)
Getting There
Gaining On My Dream
5 Years and Counting