Another part Financial Planning will involve the getting rid of Credit Cards. I plan on slowly closing accounts until I am down to one or two, probably two. I will concentrate first on the store cards, I only use them occasionally and absolutely refuse to keep a balance on them as their Interest Rate is ridiculous! Which to keep and which to delete of the major cards will depend again on Interest Rates and also perks. None of my cards have Annual Fees because that has never made sense to me. Feel I at least did something right!
So now to make a list of all my cards!